If you've recently formed a Florida LLC — or you're about to — you may be wondering whether you actually need an operating agreement. Florida law doesn't require one. So can you skip it?

The short answer is no. Skipping an operating agreement is one of the most common and costly mistakes Florida business owners make. Here's why it matters, what it should cover, and what happens if you don't have one.

One of the first decisions every Florida entrepreneur faces is how to structure their business. LLC or S-Corp? It sounds like a simple choice, but it has significant implications for how you're taxed, how you're protected, and how your business operates for years to come.

The good news is that for most small business owners in Florida, the answer isn't as complicated as it might seem. Here's a clear breakdown of what you need to know.

When clients come to us for estate planning, one of the first questions they ask is: do I need a will or a trust? It's one of the most common points of confusion in estate planning — and understandably so. Both documents serve important purposes, but they work very differently and are not interchangeable.

The honest answer is that many South Florida families benefit from having both. But the right approach depends entirely on your situation. Here's what you need to know.

Most people know they should have a will. Far fewer actually have one. If you've been putting off estate planning — for any reason — this article is worth reading before you put it off any longer.

Dying without a will in Florida is called dying "intestate." When it happens, Florida law — not you — decides what happens to your assets, your property, and in some cases, your children.